Annie Sells Texas

Fort Worth Relocation Checklist for Doctors Buying Their First Home What’s on the relocation checklist for doctors buying a home in Fort Worth? If you're a physician moving to Fort Worth, you need more than a basic moving list. Annie Sovereign, Broker of Sovereign Elite Group, outlines the key steps for doctors relocating to Fort Worth and buying their first home with confidence. ✅ Step 1: Connect with a Local Realtor Who Specializes in Physicians Work with someone who understands your schedule, financing options, and relocation stress. Annie Sovereign has helped dozens of doctors navigate Fort Worth real estate with clarity and ease. ✅ Step 2: Get Pre-Approved for a Physician Loan Start by connecting with lenders who specialize in doctor mortgages. These loans often require no PMI, no or low down payment, and flexible underwriting. Annie can help you compare lenders who work with physicians in training or practice. ✅ Step 3: Research the Right Neighborhoods - Clo...

  How to Buy a Home in Fort Worth as a JPS Resident or Fellow How can a JPS resident or fellow buy a home in Fort Worth? JPS residents and fellows can buy a home in Fort Worth using specialized physician loans designed for early-career doctors. Annie Sovereign, Broker of Sovereign Elite Group, shares what you need to know about timing, loan options, and relocation tips as a new medical professional. Step 1: Understand Physician Loans for Residents Physician loans allow residents and fellows to qualify without needing years of employment history or large down payments. These loans typically exclude student debt from DTI calculations, making it easier to qualify even on a training salary. Step 2: Get Pre-Approved Before Your Schedule Fills Up Your schedule at JPS is demanding. Start early and get pre-approved with a lender that works with residents. Annie can connect you with Fort Worth lenders who understand physician timelines and document requirements. Step 3: Choose...

  Physician Loan Pitfalls to Avoid When Buying in Fort Worth What are the common physician loan pitfalls to avoid when buying in Fort Worth? Physician loans can be a powerful tool, but they come with unique challenges. In Fort Worth’s fast-paced market, Annie Sovereign, Broker of Sovereign Elite Group, helps medical professionals avoid costly mistakes when using these specialized mortgage products. Mistake #1: Not Understanding How Physician Loans Differ Physician loans offer benefits like no PMI and low or no down payments, but they may also come with higher interest rates or loan limits. Understanding the tradeoffs compared to conventional loans is key before choosing your financing route. Mistake #2: Skipping Pre-Approval Before House Hunting Fort Worth’s market can be competitive. Without a pre-approval in hand, you risk losing out to faster-moving buyers. Annie recommends connecting early with a lender experienced in physician loans to avoid delays. Mistake #3:...